Representative experience

Regulatory depth. Commercial execution.

Selected, anonymised examples of the work and operating questions the firm supports. Every mandate remains subject to conflicts, agreed scope, complete facts and the applicable jurisdiction.

KenyanAdvocate of the High Court of Kenya

6African markets advised across

RegulatedFintech, payments, capital markets and data

OperationalAdvice built for implementation

Selected matters

Representative work, described without compromising confidentiality.

01Payments · Fintech · Market entry

PSP and fintech licensing mandates

Mandate: Supporting payment, merchant-acquiring and technology-led financial businesses assessing or pursuing entry into Kenya.
Our contribution: Business-model and funds-flow analysis; regulatory-perimeter advice; incorporation and governance planning; application checklists; business-plan and policy review; regulator-engagement support; and review of bank, technology and processing arrangements.
Practical value: A coordinated application workstream in which the proposed legal structure, operating model, controls and evidence tell one consistent story.

02Capital markets · Online forex

Online forex and investment-sector compliance

Mandate: Advising online foreign-exchange and investment-sector businesses on licensing readiness and continuing regulatory obligations.
Our contribution: Licence-document review; capital and governance requirements; fit-and-proper materials; compliance monitoring; board and committee reporting; complaints and conduct controls; regulatory returns; and responses to supervisory or enforcement questions.
Practical value: Regulatory requirements translated into accountable operating actions, evidence and reporting rather than left as abstract policy.

03AML/CFT · KYC · Financial crime

AML/CFT and KYC framework development

Mandate: Building and reviewing risk-based financial-crime controls for fintechs, licensed institutions, payment providers and merchant-facing businesses.
Our contribution: Enterprise and customer-risk assessments; AML/CFT programmes; CDD, EDD, PEP and sanctions procedures; beneficial-ownership controls; onboarding decision trees; transaction-monitoring escalation; suspicious-activity reporting workflows; training and compliance testing.
Practical value: Controls designed around the actual customer, merchant and transaction journey, with clear ownership and defensible escalation points.

04Privacy · Technology · Investigations

Data-protection registration and remediation

Mandate: Assisting organisations to establish privacy governance and respond when processing, marketing, vendor or incident risks become operational.
Our contribution: Controller and processor assessments; ODPC registration support; privacy notices and internal policies; DPIA screening; processor and data-sharing agreements; cross-border transfer review; complaint and enforcement-response support; and remediation planning.
Practical value: A documented privacy position connecting legal bases, notices, systems, vendors, retention and practical corrective action.

05Africa · Cross-border coordination

Cross-border regulatory coordination

Mandate: Supporting businesses expanding across selected East, West and Southern African markets while maintaining one view of the regional model.
Our contribution: Market-entry route maps; local entity and licensing analysis; coordination of jurisdiction-specific counsel; group contracting and governance; partner due diligence; data-flow questions; and consolidation of country advice into management decisions.
Practical value: Country-specific requirements managed within a coherent regional structure, with unresolved assumptions and dependencies made visible early.

06Corporate · Commercial · Transactions

Structuring, contracts and shareholder arrangements

Mandate: Supporting founders, investors and operating companies through formation, investment, commercial relationships, acquisitions and restructuring.
Our contribution: Incorporation and governance; shareholders’ agreements; board and shareholder resolutions; due diligence; asset and lease reviews; service, merchant, technology, outsourcing and confidentiality agreements; employment documentation; and negotiated risk allocation.
Practical value: Documents shaped around how the relationship will work in practice, including authority, payment, performance, data, liability, exit and dispute scenarios.

Engagement pathway

A clear route from question to implementation.

Define

Clarify the product, transaction, intended outcome and decision that requires support.

Diagnose

Map the legal perimeter, evidence, dependencies, risk allocation and unresolved questions.

Deliver

Prepare the advice, application, agreement, governance material or compliance controls required.

Operationalise

Support implementation, regulator or counterparty engagement, and continuing review where agreed.

Confidentiality comes first.

Descriptions are intentionally general. They do not identify clients, reveal privileged or confidential information, claim regulator endorsement, state that every listed service was provided in a single engagement, or guarantee comparable outcomes.

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info@snnyagaadvocates.co.ke +254 728 852 448Westpark Towers, 11th Floor, Mpesi Lane, Westlands, Nairobi

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